Earn While You Sleep: Why Saving Alone Is Not Enough
Saving is the first step, but money left idle slowly loses its value. Why your savings need to be put to work.
3 min read
Inflation calculator
Prices rise every year. This shows what today's expenses will cost later, and what a fixed sum will be worth.
Result
What ₹1,00,000 of things will cost in 10 years
₹1,79,085
- What ₹1,00,000 will buy then, in today's money
- ₹55,839
Year by year
| Year | Future cost | Value in today's money |
|---|---|---|
| 1 | ₹1,06,000 | ₹94,340 |
| 2 | ₹1,12,360 | ₹89,000 |
| 3 | ₹1,19,102 | ₹83,962 |
| 4 | ₹1,26,248 | ₹79,209 |
| 5 | ₹1,33,823 | ₹74,726 |
| 6 | ₹1,41,852 | ₹70,496 |
| 7 | ₹1,50,363 | ₹66,506 |
| 8 | ₹1,59,385 | ₹62,741 |
| 9 | ₹1,68,948 | ₹59,190 |
| 10 | ₹1,79,085 | ₹55,839 |
How this is calculated
Future cost = amount × (1 + inflation)ⁿ
- Value in today's money = amount ÷ (1 + inflation)ⁿ
Assumptions and limits
- Inflation is the same every year. Actual inflation varies, and differs by what you buy.
This calculator gives an educational estimate from the values you enter. It isn't personalised financial, tax or investment advice. Rates, rules and your own situation can change the result. Read the disclaimer
Guides on this topic
The Rule of 72: How Long Does It Take Your Money to Double?
Divide 72 by a yearly rate to estimate how many years it takes money to double. How the shortcut works, how accurate it is, and what it says about inflation.
2 min read
- Retirement PlanningSample article
How much do you need to retire? A simple way to estimate it
Start from today's expenses, account for inflation, and you get a first estimate of what retirement will cost. A worked example.
1 min read