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Lumpsum calculator
A lumpsum is a single investment left to grow. This shows its value at a steady yearly return.
Result
Estimated value after 10 years
₹3,10,585
- You invest
- ₹1,00,000
- Estimated gains
- ₹2,10,585
- Growth multiple
- 3.11×
Amount invested and gains, year by year
Each bar is the value at the end of that year.
Year-by-year growth
| Year | Gains to date | Value |
|---|---|---|
| 1 | ₹12,000 | ₹1,12,000 |
| 2 | ₹25,440 | ₹1,25,440 |
| 3 | ₹40,493 | ₹1,40,493 |
| 4 | ₹57,352 | ₹1,57,352 |
| 5 | ₹76,234 | ₹1,76,234 |
| 6 | ₹97,382 | ₹1,97,382 |
| 7 | ₹1,21,068 | ₹2,21,068 |
| 8 | ₹1,47,596 | ₹2,47,596 |
| 9 | ₹1,77,308 | ₹2,77,308 |
| 10 | ₹2,10,585 | ₹3,10,585 |
How this is calculated
FV = P × (1 + r)ⁿ
- P = amount invested
- r = expected yearly return
- n = years
Assumptions and limits
- Returns compound once a year.
- The expected return is your assumption and stays the same every year. Real returns vary, and equity returns can be negative for years at a time.
- Use a return after the fund's expense ratio. Taxes and exit loads are not deducted.
- This is an illustration, not a forecast or a recommendation of any fund.
This calculator gives an educational estimate from the values you enter. It isn't personalised financial, tax or investment advice. Rates, rules and your own situation can change the result. Read the disclaimer
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